Finance Simplified, Service Personalized, Future Secured

Simplify your money management. Open a UK local account right from your phone.

UK residents only. Ts&Cs apply.

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Join CNDA Pay now for exclusive account manager services starting today.

Seamless financial management

Simplify your financial life with our intuitive and feature-rich UK Fast Payment accounts

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Stay ahead with scheduled payments

Easily manage recurring payments and scheduled transactions

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Simplify money transfers

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Unlock the power of financial flexibility with multiple accounts

Each currency account lets you create up to 5 additional Pockets, which act as sub-accounts. These Pockets help you separate funds for savings or budgeting, enhancing your financial management and planning.

Discover unparalleled convenience with our CNDA Pay app's card management feature

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Effortlessly
manage up to four active cards

Comprising one physical card and up to three virtual cards, all
from within the app.

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Seamless control at your fingertips

Easily pause, view PINs, access card details, and terminate cards for complete control over your experience

Secure and hassle free payment solutions

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To get CNDA Pay, you'll just need to:
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be 18+ 


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be a resident of the UK

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have a smartphone and a UK mobile number 


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be a tax resident of the UK

UK residents only. Ts&Cs apply.

Join us in shaping the future, tailored to your desires

Download the CNDA app on iOS or Android and join the ranks of those seeking personalized financial services.

Download our app

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Copyright © 2024 CNDA Pay. All rights reserved.

CNDA Pay are a co-brand of Payload Ltd, who act as a Programme Manager under Transact Payments Limited (TPL), a company which is incorporated and registered in Gibraltar with company number 108217 and registered office is at 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Transact Payments Limited is a licensed payments and electronic money institution. Your account and related payment services are provided by Transact Payments Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.